Built in Canada, for Canadian mortgage math.

Reckoner started from a simple frustration: the tools Canadian mortgage and real-estate professionals reach for — to model rates, build client-ready rate sheets, and qualify buyers — were either built for the U.S. market or stuck in spreadsheets.

So we built the calculators, branded rate sheets, and lead tools we wished we had: accurate to Canadian rules like stress-test qualification and GDS/TDS, fast enough to use live on a call, and polished enough to put your name on.

We are Canadian-first by design, not as an afterthought — every calculator, default, and disclosure is built around how lending actually works here.